COMMERCIAL PROPERTY FINANCE

Commercial Bridging Finance Built Around the Opportunity

Short-term, property-backed finance for UK companies, SPVs, property investors and developers.

Tell us what you are trying to achieve. We assess the borrower, property, security position and proposed exit to determine whether the transaction is suitable for further review.

Discuss Your Funding Requirement →

Introduce a Client

✓ Corporate & SPV borrowers ✓ UK property security ✓ Commercial purposes

Aerial view of Birmingham city centre and modern commercial buildings

Commercial Bridging
Short-term property-backed funding

First & Second Charge
Subject to security and existing borrowing

Corporate Borrowers
UK limited companies and SPVs

Commercial Decisions
Each transaction assessed individually

OUR FINANCE SOLUTIONS

Find the right route for your transaction

The homepage stays concise. Select any option below to see when it may be suitable and what we would need to assess it.

Commercial Bridging Finance — acquisition, refinance, capital raise or a time-sensitive opportunity

Short-term finance may be suitable where a company or SPV has a clear property-backed requirement and a credible repayment strategy. We consider the transaction, security, existing debt and exit rather than relying on a single headline metric.

Explore Commercial Bridging Finance →

Property-Backed Business Finance — release capital from suitable property assets

For genuine commercial requirements such as acquisition, expansion, refinancing or working capital, suitable property may support a secured business facility. Available equity, existing charges and the repayment source form part of the assessment.

Explore Property-Backed Business Finance →

Auction Finance — funding for property purchases with defined completion deadlines

We consider qualifying auction purchases for companies and SPVs. Early contact helps us understand the legal pack, property, required facility, deposit, completion deadline and proposed exit before the transaction progresses.

Explore Auction Finance →

First & Second Charge Finance — where property is owned outright or already secured

First and second charge structures may be considered where appropriate. Existing lender terms, available equity, total secured borrowing, consent requirements and legal priority all need to be reviewed before a structure can be confirmed.

Read About Secured Finance →

Refurbishment & Development Finance — acquisition, improvement, conversion and development opportunities

We consider qualifying property projects where the works, borrower contribution, planning position, projected value and exit can be clearly explained. Specialist or larger requirements may involve selected funding partners.

Explore Development & Refurbishment Finance →

LARGER FUNDING REQUIREMENTS

Funding capacity for larger commercial transactions

Through established funding lines and specialist funding relationships, APM Wealth can consider larger-value commercial bridging and property-backed finance requirements for suitable UK companies, SPVs, property investors and developers.

All facilities remain subject to lender criteria, underwriting, satisfactory security, valuation where required, legal due diligence and availability of funding.

Discuss a Larger Requirement →

FROM ENQUIRY TO COMPLETION

A straightforward commercial process

01
Enquiry
Tell us about the opportunity.

02
Assessment
We review the key information.

03
Terms
Indicative structure discussed.

04
Due Diligence
Valuation, legal and security review.

05
Completion
Subject to all conditions being satisfied.

Indicative terms are not a commitment to lend. All transactions remain subject to final approval, satisfactory security and legal due diligence.

Why APM Wealth?

Select a point to learn how we approach transactions.

Responsive

We aim to establish early whether an opportunity is suitable for further assessment, so time can be focused where there is a realistic route forward.

Flexible

We consider the borrower, property, security, commercial purpose and exit together rather than applying a one-size-fits-all description to every deal.

Relationship Led

Our aim is to build repeat relationships with borrowers, introducers and professional partners, with clear communication throughout the transaction.

Professional

Appropriate valuation, legal documentation, security review and due diligence form part of the process before any transaction can complete.

Have a Funding Need or a Client to Introduce?

Send us the key facts and we will review whether the opportunity fits our commercial finance criteria.

Discuss a Deal →