COMMERCIAL BRIDGING FINANCE

Short-term property finance built around the transaction

Funding for UK companies, SPVs, property investors and developers where the property, security and exit support a commercially viable short-term facility.

Contemporary commercial office building with landscaped grounds

When bridging finance can help

Acquisition

Qualifying commercial or investment property purchases where short-term funding is appropriate.

Refinance & Capital Raise

Release capital from suitable property or refinance existing secured borrowing.

Time-Sensitive Transactions

Short-term requirements where a clear funding purpose and credible exit can be demonstrated.

What we assess
  • Borrower and commercial purpose
  • Property value and available security
  • Existing secured borrowing and total leverage
  • Requested amount and term
  • Proposed exit and repayment source
  • Valuation, title and legal due diligence requirements
First and second charge structures

Both may be considered where appropriate. Existing lender terms, available equity, consent requirements and legal priority must be reviewed before a structure can be confirmed.

Larger Bridging Facilities

APM Wealth has access to established funding lines and specialist funding partners, allowing us to consider larger-value bridging requirements where the borrower, property security and proposed exit support the transaction.

Examples of larger requirements we can consider
  • Commercial property acquisitions
  • Portfolio refinancing
  • Capital raising against suitable property
  • Large time-sensitive bridging transactions
  • First or second charge structures where appropriate

Funding is not guaranteed and remains subject to lender appetite, underwriting, security, valuation where required, legal due diligence and availability of funds.

Have a bridging transaction to discuss?

Send us the key property, borrower, funding and exit details and we will review whether the opportunity is suitable for further assessment.