PROPERTY-BACKED BUSINESS FINANCE

Unlock capital from suitable property assets

Short-term secured finance may support genuine business requirements where a company or SPV has suitable property, sufficient equity and a credible route to repayment.

Contemporary commercial office building with landscaped grounds

Potential commercial uses

Business growth
Expansion, capital expenditure or acquisition requirements.

Working capital
Short-term funding linked to a defined commercial purpose.

Property investment
Acquisition or refinancing of qualifying investment assets.

Refinancing
Replace or restructure existing secured borrowing where appropriate.

How security is assessed

We consider current property value, existing charges, available equity, total secured borrowing, borrower strength and the proposed repayment strategy.

Existing mortgages or charges

Additional secured finance may be considered where sufficient equity exists and the existing lending arrangements permit it. Legal review may be required to confirm consent and priority.

Larger Property-Backed Funding Requirements

For substantial commercial borrowing requirements, APM Wealth can draw on established funding lines and specialist funding relationships to consider larger property-backed facilities for suitable companies and SPVs.

These may include portfolio refinancing, acquisition finance, capital raising, business funding supported by property security and other larger secured commercial transactions.

The amount and structure available will depend on the property, existing borrowing, borrower profile, proposed use of funds, exit strategy, lender criteria and availability of funding.

Could your property support a business funding requirement?

Provide the property value, existing borrowing, funding purpose and proposed exit so we can consider the transaction.